Retirement plan administration that keeps you compliant and lets you get back to business
We handle the documents, testing, filings and day-to-day administration behind your 401(k) or 403(b) plan, and can serve as your ERISA 3(16) plan administrator to take much of that responsibility off your desk.
What we do
Running a retirement plan involves dozens of deadlines and technical rules. We make sure they're met, documented and explained in plain language.
Plan administration
Plan documents and restatements, nondiscrimination testing, Form 5500 preparation, distributions and loans.
3(16) fiduciary services
We serve as your named plan administrator, taking on operational duties and the responsibility that comes with them.
Multiple employer plans
Administration for MEPs and pooled arrangements, so many employers can share one well-run plan.
Who's responsible for what in a retirement plan
A well-run plan has clear roles. We handle plan operations and work alongside your financial advisor, who oversees the investments, and your recordkeeper, who holds the accounts.
| Role | What it covers | Typically provided by |
|---|---|---|
| 3(16) plan administrator | Plan operations, compliance, government filings, participant notices | Atlas Pension Administrators |
| 3(21) investment adviser | Investment recommendations; the sponsor makes the final decision | Your financial advisor |
| 3(38) investment manager | Discretionary selection and monitoring of plan investments | Your financial advisor or investment manager |
| Plan sponsor | Plan design decisions and prudently selecting and monitoring every provider | Your organization |
Already working with a financial advisor? We coordinate directly with your advisor and recordkeeper.
How onboarding works
Review
We review your current plan document, recent filings and testing to understand where things stand.
Proposal
You receive a written scope of services and fee schedule.
Transition
We coordinate with your recordkeeper and prior provider so nothing is missed.
Ongoing service
A compliance calendar, annual testing and filings, and a team you can call.
Request a proposal
Tell us about your plan and we'll outline what we'd handle and what it would cost.